The access to finance can 1) promote household welfare, 2) encourage the growth of small and medium enterprises, and 3) contribute to sustainable economic growth. The Sustainable Development Goals (SDGs), a new development agenda to guide development actions for 2016-2030, recognizes the role of access to finance in achieving inclusive and sustainable growth. Our recent study also supports that the access to credit can enhance the opportunity to participate in economic activity by estimating the effect of parents access to credit on the quality of education for children in Vietnam. Policies and official development assistance addressing access to finance should deal with the legal and regulatory framework, education for and the protection of consumers, and adoptation of new technology to reduce the cost and burden of access to finance.