Development in the financial sector, in particular, the banking sector, plays a key role in stimulating and stabilizing economic growth. Since the foreign exchange crisis in 1991, India has undertaken banking sector reforms. (The rest is omitted.)

I. Introduction

II. The Evolution of the Indian Banking Sector
1. Pre-Reform Period
2. Post-Reform Period

III. The Implication of Reforms on the Structure of the Banking Sector

IV. Conduct of the Banking Sector in Background of Reforms
1. Reserve Ratios Reduction and the Interest Rate Deregulation
2. Capital Adequacy and Non-Performing Assets
3. Branch Operation

V. Performance of Banking Groups
1. Reforms and Operation Achievement
2. Measuring Return on Assets and Intermediation Costs
3. Evolution of Costs and Profitability

VI. Conclusion

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